Terms & Conditions

Effective Date: [16/12/2024]

Welcome to Yojana Store (yojanastore.com). These Terms and Conditions (“Terms”) govern your access to and use of our website. By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

1. Use of the Site

By accessing this website, you agree:
1.1. To use the Site for lawful purposes only.
1.2. Not to use the Site in a way that may damage, disable, or impair its functionality.
1.3. Not to engage in activities that could harm, interfere with, or disrupt other users’ access to the Site.
1.4. Not to copy, modify, or distribute any content without explicit permission from Yojana Store.

We reserve the right to restrict or terminate access to any user who violates these Terms.

2. Content Disclaimer

The information and content provided on Yojana Store are for general informational purposes only. While we strive for accuracy, we make no guarantees regarding the completeness, accuracy, or reliability of the content.

Use of the content on this Site is at your own risk.

3. User-Generated Content

If you submit or post content (e.g., comments or feedback) on our Site, you agree that:
3.1. You grant Yojana Store a non-exclusive, royalty-free, perpetual license to use, modify, and display your content.
3.2. You will not submit content that is unlawful, defamatory, harassing, or infringes on the rights of others.
3.3. Yojana Store has the right to remove or moderate any user-generated content without prior notice.

4. Third-Party Links and Advertisements

Our Site may contain links to third-party websites, advertisements, or services. These links are provided for your convenience only.

Yojana Store does not control or endorse third-party websites.
We are not responsible for the content, services, or products offered on third-party sites.
Any interactions with third-party links are solely at your own risk.

5. Google AdSense and Advertising

Yojana Store uses Google AdSense to display advertisements. Google may use cookies and tracking technologies to serve personalized ads based on your browsing behavior.

By using this Site, you consent to the use of cookies and personalized advertising. For more information, visit Google’s Privacy Policy.

6. Intellectual Property Rights

6.1. All content, logos, graphics, and materials on this Site are the intellectual property of Yojana Store unless stated otherwise.
6.2. You may not reproduce, distribute, or exploit any content from this Site without prior written permission.

Unauthorized use of any material on this Site may result in legal action.

7. Limitation of Liability

To the fullest extent permitted by law:
7.1. Yojana Store will not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Site.
7.2. This includes loss of data, revenue, or profits, or any harm caused by viruses, errors, or downtime.

8. Indemnification

You agree to indemnify, defend, and hold harmless Yojana Store, its affiliates, and team members from any claims, liabilities, or damages (including legal fees) arising out of:

Your use of the Site.
Your breach of these Terms.
Violations of third-party rights.

9. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this page.

It is your responsibility to review these Terms regularly. Continued use of the Site after changes means you accept the updated Terms.

10. Termination

We may suspend or terminate your access to the Site at our discretion if you violate these Terms or engage in prohibited activities.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., “India” or your state/country], without regard to its conflict of law principles.

Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts located in [Insert Location].